Car Insurance

At State we’ve been helping New Zealanders with their insurance for more than 100 years. Today we manage over a million policies for more than 460,000 Kiwis. In that time, we’ve worked hard to build up a pretty good understanding of New Zealanders’ insurance needs. What we’ve found is that people tend to think about insurance in terms of houses, cars and other physical objects, but we all know that our most precious things are our families, and perhaps our photographs or family heirlooms. That’s why we want to find ways to help protect the things that are important to you. This is where we try to set ourselves apart. We run our business with you – our customer – at the centre of everything we do. Whether we’re providing you with protection for your most prized possessions or we’re supporting the local community, we pride ourselves on the way we go about doing business. This is also true of the way we do things inside State, and you can find out more about our inner workings below.

Today AMI Insurance has begun a new era under the ownership of Australia and New Zealand’s largest insurance group IAG. At the same time, a government-owned company, Southern Response, based in Christchurch, has become responsible for settling all claims by AMI customers for earthquake damage which occurred prior to today. With the completion of the transactions, AMI’s 500,000 customers (including CLIC Car Insurance customers) have had their insurance cover transferred automatically to a new company, sold to IAG and trading under the AMI name, without having to take any action at all and their insurance cover will continue unchanged. AMI policyholders with earthquake-related claims are now customers of both the ’new AMI’ and Southern Response until their earthquake claim is settled.

AA Insurance was launched on the 15th of August 1994 as a joint venture between GIO Australia and the New Zealand Automobile Association. The goal of AA Insurance was to provide AA Members with a range of insurance products tailored to specifically meet their needs. In 2002, a new joint venture partner, Royal & Sun Alliance Insurance (New Zealand) Limited, acquired a 68% shareholding in AA Insurance Limited. In 2003 Royal & Sun Alliance altered its organisational structure and listed on the New Zealand stock exchange as Promina. Royal Sun Alliance (New Zealand Limited) re-branded under the name Vero Insurance (New Zealand) Limited and is an integral part of the Promina family, which is New Zealand's largest composite insurance Group.